Commercial Plans for Individuals and Families

Open Enrollment is Here! November 1, 2025 - January 31, 2026
Enroll in one of our high-quality, affordable health plans today! Contact us to see which plan is the right fit for you. Learn more about changes to open enrollment for 2026.

Neighborhood has been helping Rhode Island families stay healthy for over 30 years by providing access to excellent health care.

Our Commercial plans for individuals and families include:

  • All of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium.
  • Preventive care at no cost to you.
  • Access to our entire network of providers, and hospitals, and pharmacies. Check to see if your doctor is in our network.
  • Hospital care, behavioral health services, and emergency services.
  • Prescription drug coverage, including mail-order pharmacy. Check to see if your medicine is covered.
  • Neighborhood REWARDS, including gift cards for healthy choices like getting your annual check-up and joining a gym.
  • Special wellness programs to help you manage your health.
  • A friendly and helpful customer service team to ready to assist you.

If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.

Learn more about our plan options here.

Neighborhood SELECT 7100/14200 HSA

Affordably priced health savings account-qualified Bronze plan available through HealthSource RI.

  • $25 copay for PCP visits and behavioral health outpatient visits
  • Preventive services are covered at 100%
  • Access to our full network of doctors and hospitals

Neighborhood SELECT 6900/13800 HSA

Lowest-priced health savings account-qualified Bronze plan.

  • Preventive services are covered at 100%
  • Access to our full network of doctors and hospitals

Neighborhood PRIMARY 3850/7700 HSA

Lowest-priced health savings account-qualified Silver plan offered through HealthSource RI.

  • Preventive services are covered at 100%
  • Access to our full network of doctors and hospitals

Neighborhood PRIMARY 4750/9500

Affordably priced Silver plan with a traditional copay plan design.

  • $0 copay for the first two sick visits to your Primary Care Provider (PCP)
  • Preventive services are covered at 100%
  • Access to our full network of doctors and hospitals

Neighborhood PLUS 1375/2750

Lowest-priced gold plan through HealthSource RI.

  • $0 copay for the first two sick visits to your Primary Care Provider (PCP)
  • Preventive services are covered at 100%
  • Low copays on certain services
  • Access to our full network of doctors and hospitals

Neighborhood PLUS 2650/5300

Affordably priced Gold plan.

  • $0 copay for the first two sick visits to your Primary Care Provider (PCP)
  • Preventive services are covered at 100%
  • Low copays on certain services
  • Access to our full network of doctors and hospitals