Commercial Plans for Individuals and Families

Neighborhood has been helping Rhode Island families stay healthy for more than 25 years by providing access to excellent health care.

Our Commercial plans for individuals and families cover all of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium. All of our plans cover your preventive care at no cost to you and we have a variety of plan options that help to cover the rest. If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.

Open Enrollment: November 1, 2020 - January 23, 2021

Get Covered for 2021
Neighborhood is offering the lowest-priced plans for individuals & families through HealthSource RI for 2021 coverage. We’re here for you & your health insurance questions. Contact the Neighborhood Sales Team through our web form or by calling 1-855-321-9244, option 5 to learn more.

Click a plan below to learn more:  

INNOVATION – A Bronze plan

Individual/Family Deductible: $6,825/$13,650

Out of Pocket Max: $8,550/$17,100

ECONOMY – A Bronze HSA plan

Individual/Family Deductible: $6,675/$13,350

Out of Pocket Maximum:  $6,900/$13,800

COMMUNITY – A Silver HSA plan

Individual/Family Deductible: $2,950/$5,900

Out of Pocket Maximum: $6,750/$13,500

VALUE – A Silver plan

Individual/Family Deductible: $3,900/$7,800

Out of Pocket Maximum:  $7,850/$15,700

PLUS – A Gold plan

Individual/Family Deductible: $1,250/$2,500

Out of Pocket Maximum:  $6,750/$13,500

ESSENTIAL – A Gold plan

Individual/Family Deductible: $2,500/$5,000

Out of Pocket Maximum:  $5,000/$10,000

Special Enrollment Period

If You Lost Your Insurance or Your Job
These are difficult times for many Rhode Islanders. If you recently lost your job or your health insurance through your job, we can help you get covered. Contact us to learn more. Contact our Neighborhood Sales Team through our web form or by calling 1-855-321-9244, option 5 to learn more.