Commercial Plans for Individuals and Families

Neighborhood has been helping Rhode Island families stay healthy for 25 years by providing access to excellent health care.

Our Commercial plans for individuals and families cover all of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium. All of our plans cover your preventive care at no cost to you and we have a variety of plan options that help to cover the rest. If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.

Special Enrollment Period

If You Lost Your Insurance or Your Job
These are difficult times for many Rhode Islanders. If you recently lost your job or your health insurance through your job, we can help you get covered. You may qualify for a plan through HealthSource RI or through Rhode Island Medicaid. Contact us to learn more.

Contact our Neighborhood Sales Team through our web form or by calling 1-855-321-9244, option 5 to learn more.

Click a plan below to learn more:  

INNOVATION – A Bronze plan

Individual/Family Deductible: $6,550/$13,100

Out of Pocket Maximum:  $7,350/$14,700

ECONOMY – A Bronze HSA plan

Individual/Family Deductible: $6,000/$12,000

Out of Pocket Maximum:  $6,550/$13,100

COMMUNITY – A Silver HSA plan

Individual/Family Deductible: $2,950/$5,900

Out of Pocket Maximum: $6,750/$13,500

VALUE – A Silver plan

Individual/Family Deductible: $3,700/$7,400

Out of Pocket Maximum:  $7,950/$15,900

PLUS – A Gold plan

Individual/Family Deductible: $1,200/$2,400

Out of Pocket Maximum:  $6,250/$12,500

ESSENTIAL – A Gold plan

Individual/Family Deductible: $2,300/$4,600

Out of Pocket Maximum:  $4,700/$9,400