Commercial Plans for Individuals and Families

Neighborhood has been helping Rhode Island families stay healthy for more than 25 years by providing access to excellent health care.

Our Commercial plans for individuals and families cover all of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium. All of our plans cover your preventive care at no cost to you and we have a variety of plan options that help to cover the rest. If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.

New! Special Enrollment Period

February 15 – August 15
There is a Special Enrollment Period happening now through August 15. Get covered today! This enrollment period is open to all eligible uninsured Rhode Islanders. Contact our Sales Team to see if you are eligible or learn more from HealthSource RI.

New! Health Coverage Through HealthSource RI Is Now More Affordable Than Ever

Great news! If you are looking to enroll in a plan through HealthSource RI, you may be able to receive additional financial help to make your health coverage more affordable.

The American Rescue Plan Act of 2021 (ARP) was recently signed to help Americans during the COVID-19 pandemic. The changes made by this law mean that most HSRI customers will see a decrease in their monthly coverage costs. Learn more about the ARP.

To see how much you can save, contact the Neighborhood Sales Team: 1-401-459-6075, Monday through Friday, 8:30 a.m. – 5 p.m.

Click a plan below to learn more:  

INNOVATION – A Bronze plan

Individual/Family Deductible: $6,825/$13,650

Out of Pocket Max: $8,550/$17,100

ECONOMY – A Bronze HSA plan

Individual/Family Deductible: $6,675/$13,350

Out of Pocket Maximum:  $6,900/$13,800

COMMUNITY – A Silver HSA plan

Individual/Family Deductible: $2,950/$5,900

Out of Pocket Maximum: $6,750/$13,500

VALUE – A Silver plan

Individual/Family Deductible: $3,900/$7,800

Out of Pocket Maximum:  $7,850/$15,700

PLUS – A Gold plan

Individual/Family Deductible: $1,250/$2,500

Out of Pocket Maximum:  $6,750/$13,500

ESSENTIAL – A Gold plan

Individual/Family Deductible: $2,500/$5,000

Out of Pocket Maximum:  $5,000/$10,000