Commercial Plans for Individuals and Families

Neighborhood has been helping Rhode Island families stay healthy for more than 25 years by providing access to excellent health care.

Our Commercial plans for individuals and families include:

  • All of the essential health benefits you need to stay healthy, plus more, at an affordable price.
    You may even qualify for tax-credits to help cover some of the costs of your premium.
  • Preventive care at no cost to you.
  • Access to our entire network of providers, and hospitals, and pharmacies.

If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.

Open Enrollment: November 1, 2021 - January 31, 2022

Get Covered for 2022

Neighborhood is offering the lowest-priced plans for individuals and families through HealthSource RI for 2022 coverage. We’re here for you and your health insurance questions. Contact the Neighborhood Sales Team through our web form or by calling 1-401-459-6075 to learn more.

Click a plan below to learn more: 

INNOVATION 

Lowest-priced high deductible Bronze plan

  • $25 copay for CP visits and behavioral health outpatient visits
  • Prescription drugs apply to deductible before members have a copay or co-insurance

ECONOMY

Lowest-priced health savings account qualified Bronze plan

  • High deductible plan with the lowest monthly premiums
  • Health Savings Accounts are a great way to manage your health care costs

COMMUNITY

Lowest-priced Silver plan

  • High level of coverage once deductible has been met
  • Deductible and other cost-sharing amounts dependent on income

VALUE

Affordably priced Silver plan with a traditional copay plan design

  • Copays for services like primary care visits, specialty care visits, behavioral health outpatient services, and prescription drugs
  • Deductible and other cost-sharing amounts dependent on income

PLUS

Lowest-priced gold plan with lower copays on certain services

  • Lowest copays for services like primary care visits, specialty care visits, urgent care, and behavioral health outpatient services
  • Low copays for prescription drugs
    in tiers 1-4

ESSENTIAL

Affordably priced Gold plan with traditional copay plan design

  • Low copays for services like primary care visits, specialty care visits, urgent care, and behavioral health outpatient services
  • Low copays for prescription drugs
    in tiers 1-4