Get Covered for 2024
Neighborhood is offering the lowest-priced plans for individuals and families through HealthSource RI for 2024 coverage. We’re here for you and your health insurance questions. Contact the Neighborhood Sales Team through our web form or by calling 1-401-459-6075 to learn more.
Neighborhood has been helping Rhode Island families stay healthy for close to 30 years by providing access to excellent health care.
Our Commercial plans for individuals and families include:
- All of the essential health benefits you need to stay healthy, plus more, at an affordable price. You may even qualify for tax-credits to help cover some of the costs of your premium.
- Preventive care at no cost to you.
- Access to our entire network of providers, and hospitals, and pharmacies. Check to see if your doctor is in our network.
- Hospital care, behavioral health services, and emergency services.
- Prescription drug coverage including mail-order pharmacy. Check to see if your medicine is covered.
- Neighborhood REWARDS, including gift cards for healthy choices like getting your annual check-up and joining a gym.
- Special wellness programs to help you manage your health.
- A friendly and helpful customer service team to ready to assist you.
If you have questions or need help selecting the right plan, our Sales Team is ready to help make your health care easier – it’s what we do.
Learn more
- 2024 Plan Summary (English)
- 2024 Plan Summary (Spanish) – Coming Soon
- View our Prospective Member Guide (English)
- View our Prospective Member Guide (Spanish)
- You can enroll in a Neighborhood Commercial plan during the annual Open Enrollment period or anytime if you have a qualifying life event which would start a Special Enrollment Period for you.
- If you have questions about which plan is best for you or want to know more, contact our Sales Team today! Complete this form to have one of our team members reach out to you or call us today at 1-401-459-6075.
- Apply online through HealthSource RI. Learn more about the enrollment process.
- Make sure you pay your monthly bill (also known as a “premium”) each month to stay covered!
Click a plan below to learn more:
Lowest-priced high deductible Bronze plan
- $25 copay for PCP visits and behavioral health outpatient visits
- Prescription drugs apply to deductible before members have a copay or co-insurance
Lowest-priced health savings account qualified Bronze plan
- High deductible plan with the lowest monthly premiums
- Health Savings Accounts are a great way to manage your health care costs
Lowest-priced Silver plan
- High level of coverage once deductible has been met
- Deductible and other cost-sharing amounts dependent on income
- Lowest-priced Health Savings Account qualified Silver plan
Affordably priced Silver plan with a traditional copay plan design
- Copays for services like primary care visits, specialty care visits, behavioral health outpatient services, and prescription drugs
- Deductible and other cost-sharing amounts dependent on income
Lowest-priced gold plan with lower copays on certain services
- Lowest copays for services like primary care visits, specialty care visits, urgent care, and behavioral health outpatient services
- Low copays for prescription drugs
in tiers 1-4
Affordably priced Gold plan with traditional copay plan design
- Low copays for services like primary care visits, specialty care visits, urgent care, and behavioral health outpatient services
- Low copays for prescription drugs
in tiers 1-4